SELLER FAQ
How Are You Different From Real Estate Agents?
Real estate agents “list” properties. They charge you a commission to sell your property. There are no guarantees as to when and how much your property will sell for. The average property takes months to sell. Some take over a year! This uncertainty causes great stress and anxiety.
On top of that, you have to constantly keep your home spotless “just in case” a possible buyer wants to look at your home. Usually not until the day your property sells and you get your check, do you even know exactly how much you’re going to receive.
As your local, independent, professional real estate buyer, we do not want to “list” your property, we want to buy your property… NOW! We do not charge you any fees or commissions. Often within 24 to 48 hours we can make you a fast cash offer and often, as quickly as seven days, you can have your money!
We want you to have a fast, hassle-free, stress-free sale!
Do You Pay Market, or Retail Value?
Please do not confuse what a real estate agent tells you is the value of your property, with how much money you will actually put in your pocket if, and when the property sells.
First of all, it is quite common for a home or property to sell for 5 to 10 percent less than what the real estate agent lists it for.
Secondly, when using real estate agents, it is not uncommon that you as the seller, will probably be required to do a number of repairs to satisfy the buyer. These repairs could cost thousands of dollars.
Third, do not forget your holding costs. (Your loan payments and the cost of your money tied up in the property, which could be making you money, somewhere else.) A real estate agent will not make your mortgage payments for you while you wait for a buyer. We will buy your house now!
Finally there are commissions to the agent which can be as high as 6 or 7 percent, and your closing costs which can be as much as 3 percent.
Bottom Line: A real estate agent could tell you your house or property is worth X amount of dollars. By the time your agent sells it, figure in your holding costs, repair costs, commissions, selling costs etc. etc., you might put X amount of money, less tens of thousands in your pocket!
How Much Will You Pay Me?
Your local, independent, professional property buyer is dedicated to making you a fast cash offer that will be “win, win” for both of you. Your local buyer is committed to providing you the fastest, possible, stress-free sale.
Each local buyer has the flexibility to offer you a number of personalized purchasing programs. Each has their own methods and formulas to determine how much they can pay for a home or property. All allow you to benefit from the fastest possible sale and to sell your property without doing any work or repairs.
How much your local buyer can pay for your home or property will be based on many factors. These include the condition and repairs that are needed, the time factor, whether you need to be cashed out, or if a creative solution can be achieved.
Is There Any Risk, Obligation or Charge?
You have no obligation or risk to let your professional real estate buyer, access your property and particular situation. They will at no charge, fee, or commission, present you with a positive solution that is “win, win” for both of you. Either both of you are fully satisfied with the agreement, or you both will part as friends and not do business together. As simple as that.
BUYER FAQ
How Can You Solve Problems When Real Estate Agents Can’t?
You know how your family doctor sometimes has to refer you to a specialist? Well, think of us as the “specialist” when it comes to unusual real estate situations. Real estate agents can handle many straightforward home sales, but they have their rules and limits. If a family comes along that does not fit into those rules, then they say “Sorry, we can’t help you.”
Because we’re the specialists in dealing with difficult credit problems, small down payments, and other issues, we pride ourselves in finding solutions when others just throw up their hands.
My Credit’s Pretty Bad…Can You Still Help?
Usually we can. There might be the odd case where we can’t help, but chances are we’ve helped people with bigger credit problems than you have. We’ll be able to tell you quickly whether we can help with your situation.
Is There Something Wrong With These Houses, and That’s Why You Want To Sell Them?
There’s nothing wrong at all with these houses. Just as we solve problems for people that want to own homes, we do the same for those that need to sell. Sometimes a job transfer, divorce, or other situation causes people to want to sell their homes faster than what a real estate agent can do. We can act very quickly, so we often get those houses. The homes we offer are just fine, as you’ll soon see for yourself!
How Does Your “Rent to Own” Program Work?
This is the “best-kept secret” in America! We have a regular supply of nice homes where you can move in immediately. Then, while you enjoy the benefits of living there, you pay rent.
Yes, you read that correctly: You get to move into a nice home; you pay rent while you fix your credit, or decide whether you want to buy the home.
Some of our plans even allow you to “lock in” today’s purchase price for the home! That means you don’t have to sweat whether home prices are growing faster than your ability to get a good mortgage.
What Do You Charge For Your Services?
Less than you would think! Because houses come in all sizes, and people have so many different situations, we don’t have one set fee. But because we don’t charge you any up-front “processing fee” or other such nonsense, we only earn our keep if we are able to put you in the house of your dreams. Furthermore, much of our fee is paid by the people who sold the home to us, so the portion you pay is more than fair.
Where Do I Go From Here If I Have Questions Or Just Want To Get Started?
We’re only a few mouse clicks away. Just go here to contact us by using our completely private, confidential system. We will immediately make it our priority to find your dream home, and find you the financing so you can move in quickly!
INVESTOR FAQ
Isn’t Real Estate Very Risky?
That’s like saying “Aren’t knives deadly?” Well, they can be…but they can also be life-savers. As with most things, it’s all in how you use the tool. Our programs are not about investing in some speculative land deal over a Superfund site.
Instead, we focus on making standard, bank-like loans on property. And we’re not overly concerned about the repayment ability of the borrower, because the real security for each loan is in the substantial collateral of the property.
Make no mistake: Investing has risks. However, the trick is in how you choose those investments, and what kind of safety net (collateral) you build under them. That’s what we’re good at.
If This Is Such a Good Investment, Why Isn’t Wall Street Advertising It On TV?
As we mentioned before, these are not mass-produced investments. You get to know exactly which property you are making your loan on. In contrast, Wall Street wants to raise $50 million at a whack, stuffing people into generic investments that are as mixed together as hot dog meat.
They have no interest in matching up individual lenders with single properties. So they tell you real estate is not allowed in your self-directed IRA, and they steer you in the direction of their fee-bloated mutual funds.
What If I Want To Get Out Of The Investment Earlier Than I Had Planned?
You should only be investing an amount of money that you can leave in the investment for the term of the loan. Because the real estate borrower will be most likely using the loan to renovate a property and sell it, that process must take its course before the borrower will be repaying the loan.
Therefore, unlike a money-market account, these investments are not able to be withdrawn on a moment’s notice. Of course, that’s one reason why you can expect far more profits than a money-market account will deliver.
Do I Invest In One Property Or Several?
You make a loan on one specific property at a time. That’s the beauty of this type of investment: You know exactly where your money is going. Of course, if you decide you like this form of investing, there’s nothing to stop you from making multiple separate investments.
Investing In Only One Property Means I’m Not Diversified, Right?
You should already have a diversified portfolio of investments, and should only be thinking of adding private lending to that portfolio. It will make your portfolio even more diversified. We certainly don’t suggest that you put all your investable assets into one private loan (or one stock or mutual fund, for that matter!).
Where Do I Go From Here If I Have Questions, Or Just Want To Get Started?
We’re only a few mouse clicks away. Contact us now!